We have been in the accounts receivable factoring business since 1979, are independently owned, and have a powerful track record of being FINANCIALLY STRONG. We have survived many of the economy's roller coaster rides and in having done so, can lend a helping hand to get you through any hard times you might go through. We won't turn the lights off when the times get hard, like a few accounts receivable factoring companies regretfully have before.

All factoring companies have criteria for size, industry, and risk. It's just about impossible for you to determine which accounts receivable factoring firm is the ideal fit for you. By reaching out to us, we can save you a tremendous amount of time by helping you locate the most suitable match for your business - it could be us or another accounts receivable factoring company.

We have a vast network of accounts receivable factoring industry counterparts, these trusted relationships were earned over 20+ years in the business. So, when you take some time to tell us about your needs, we have no doubt that you will find precisely what you need..

Many accounts receivable factoring companies let you select and choose your customers to factor. Although a handful of them usually have a minimum dollar amount in order to work with you. We let you select and choose which customers you want to factor on an invoice by invoice basis with no minimum.

Our accounts receivable factoring agreement is a lot like carrying a credit card in your pocket. You have it to use when you want it but don’t sign an agreement which will make you use accounts receivable factoring when you don't want it.

Many accounts receivable factoring companies try not be upfront about their fees. It defies common sense why they do this. Be rest assured, We do not behave this way.  We are flat out upfront about our fees. When you apply, you are given an easy to understand, no obligation rate proposal with the fee for your company. Good luck finding another factoring company, if any, that will be flat out upfront with their fees before they try and get your business.

An "advance" rate is the percent of the invoice face value that you’ll get upfront. Receivables Factoring industry averages for advance rates range from 70-90% of the face value of the invoice. For instance, if your customer owes you $1,000, you will receive an advance payment of $700 to $900 to your account. Our usual advance rates are higher than average - at 85-97% depending on industry and your customer payment track record.

Some factoring businesses are financed by Wall Sreet bankers. We are an independently owned company and don't take marching orders from investors and boards. Same as you, we are like-minded business people and we can truly appreciate what it takes to run a business. We take the time to hear your story, understand your struggles. Based on that information we will put together a tailor-made solution for you. Many factoring businesses notably the Silicon Valley ones almost exclusively look for the algorithm to establish your company's funding program. Do you want to rely on an algorithm as a cash flow partner to fund your business?

Many accounts receivable factoring companies have either a lot of employee turnover, a complex voice mail system that you get lost in or operate call centers where you talk with a new representative every time you call in. We're different, you get your own dedicated account administrator to be your point of contact – who knows your business inside out, and can support you in ways the others just can't or simply won't.

Don't dismiss the fact that the accounts receivable factoring firm will be interacting with your customers on your behalf. Our level of service, stability and longevity, and the caliber of our employees is second to none. We have been in business since 1979 and have veteran staff who who have seen it all. Choose us not only for your sake but for the sake of your relationship with your customer too. Not only will you benefit from our unrivaled service and real-world know-how, but so will your customers.

Together,we put in place a credit risk tolerance guideline to limit your customer write-offs. Further more we keep an eye on each invoice and follow them the same as your own credit and collections department would. Once they hit the payment date we place friendly reminder calls and/or emails on your behalf and keep notes as to when it is scheduled to be paid, and send copies if needed until payment is made.

Our business credit monitoring systems allow us to jump on early negative trends so that we can protect you from risky transactions. You have 24/7 access to online aging reports and your dedicated account administrator is always in the loop and given advance notice of any collection issues so to work on them right away.

You get 24/7 direct online access to your customer’s business credit reports, or you can call and speak with your account administrator – your choice. Be on guard for negative payment trends. This is critical to prevent unnecessary write-offs.

We make sure to incorporate state-of-the-art technology to smoothly run the funding process, such as electronic submission of invoices, online reports, online credit checking and other emerging methods to streamline the process and reduce overhead, which leads to much lower rates for you. Many other companies are not even in the ballpark.